[A] off [B] behind [C] over [D] along
3、Which of the following proverbs is closest to the message the text tries to convey？
A.“Faith will move mountains.”
B.“One reaps what one sows.”
C.“Practice makes perfect.”
D.“Like father， like son”
4、It can be inferred from Paragraph 5 that
A.data leakage is more severe in Europe.
B.FTC's decision is essential todata security.
C.California takes the lead in securitylegislation.
D.legal penalty is a major Solomon to dataleakage.
5、Britain has the highest _____ of road traffic in the world—over 60 cars for every mile of road.
6、Which one is NOT the application of the system designed by Vaios Lappas?
A.To halt creating more space junk.
B.To remove the satellites at the end of their useful lives.
C.To stop the accidental collisions in space.
D.To clean the junk created by dead satellites.
7、Donovan's story is mentioned in the text to ______.
A.introduce the topic of online spying
B.show how he fought for the U.S
C.give an episode of the information war
D.honor his unique services to the CIA
8、The author gives many examples to criticize Americans for their______
C.indifference towards foreign visitors
D.arrogance towards other cultures
9、According to the passage, "sink or swim"(Sentence 2, Paragraph 2)is______.
C.a good idea.
D.a proven method.
10、Which of the following would be the best title?______
A.Science Will Beat Antiscience
B.The Danger of Antiscience
C.Science Is Going Nowhere
D.The Issue of Science and Antiscience
11、The two dissimilar characters, i.e. Harry and Alan are common in that______.
A.they are both weird
B.their parents are weird
C.they have unresolved issues
D.they have weird families
12、The experiments led by Allan Rechtaschaffen and Bernard Bergmann at the University of Chicago ______.
A.couldn't prove that sleep matters
B.allowed the control rats as much sleep as possible
C.showed that sleep is still fundamentally mystery
D.kept the experimental rats up all day and all night
13、The main problem of insurance coverage for hospice care and active treatment is that______.
A.it does not allow patients to seek both
B.it only covers patients whose life expectancy is less than six months
C.it deprives patients of the right to choose between two proven treatment methods
D.hospice care is only covered when it may extend a patient's life expectancy
14、"It is always better to buy a house; paying rent is like pouring money down the drain." For years, such advice has encouraged people to borrow heavily to get on the property ladder as soon as possible. But is it still sound advice? House prices are currently at record levels in relation to rents in many parts of the world and it now often makes more financial sense—especially for first—time buyers—to rent instead.
Homebuyers tend to underestimate their costs. Once maintenance costs, insurance and property taxes are added to mortgage payments, total annual outgoings now easily exceed the cost of renting an equivalent property, even after taking account of tax breaks. Ah, but capital gains will more than make up for that, it is popularly argued. Over the past seven years, average house prices in America have risen by 65%, those in Britain, Spain, Australia and Ireland have more than doubled. But it is unrealistic to expect such gains to continue. Making the (optimistic) assumption that house prices instead rise in line with inflation, and including buying and selling costs, then over a period of seven years—the average time American owners stay in one house—our calculations show that you would generally be better off renting.
Be warned, if you make such a bold claim at a dinner party, you will immediately be set upon. Paying rent is throwing money away, it will be argued. Much better to spend the money on a mortgage, and by so doing build up equity. The snag is that the typical first-time buyer keeps a house for less than five years, and during that time most mortgage payments go on interest, not on repaying the loan. And if prices fall, it could wipe out your equity. In any case, a renter can accumulate wealth by putting the money saved each year from the lower cost of renting into shares. There have, historically, yielded a higher return than housing. Putting all your money into a house also breaks the basic rule of prudent investing: diversify. And yes, it is true that a mortgage leverages the gains on your initial deposit on a house, but it also amplifies your losses if house prices fall.
"I want to have a place to call home," is a popular retort. Renting provides less long-term security and you cannot paint all the walls orange if you want to. Home owner ship is an excellent personal goal, but it may not always make financial sense. The pride of "owning" your own home may quickly fade if you are saddled with a mortgage that costs much more than renting. Also, renting does have some advantages. Renters find it easier to move for job or family reasons.
"If I don't buy now, I'll never get on the property ladder" is a common cry from first-time buyers. If house prices continue to outpace wages, that is true. But it now looks unlikely. When prices get out of line with what first-timers can afford, as they are today, they always eventually fall in real terms. The myth that buying is always better than renting grew out of the high inflation era of the 1970s and 1980s. First-time buyers then al ways ended up better off than renters, because inflation eroded the real value of mortgages even while it pushed up rents. Mortgage-interest tax relief was also worth more when inflation, and hence nominal interest rates, was high. With inflation now tamed, home owner ship is far less attractive.
The divergence between rents and house prices is, of course, evidence of a housing bubble. Someday prices will fall relative to rents and wages. After they do, it will make sense to buy a home. Until they do, the smart money is on renting.
The word "it"(Line 3, Paragraph 1) denotes
15、In the author's opinion, Americans refuse to dwell on the idea of death
A.out of fear of the emotional depths.
B.because they are no longer intensely religious.
C.because they are materialists.
D.either out of dread or lack of religious beliefs.